We recently refinanced our home. Jason is very professional, knowledgeable and quick to respond. He is very patient, kind and understanding. He was always available to answer questions. Jason goes that extra mile to provide excellent service and made sure that we were fully taken care of. Thank you for being extremely helpful and we appreciate all your hard work! I would highly recommend Jason to anyone looking for a great broker!!
The basic calculation for down payment is 5% minimum up to $500,000 and 10% of the difference up to one million dollars. As of 2025 the insurable cap on purchases will increase to 1.5 million meaning you can purchase up to 1.5% with as little down as $125,000.
Most traditional or “A” level banks have a base rating your credit needs to be which may vary from lender to lender, having a higher score does not actually give you a better rate. Alternative lenders or “B” lenders do often base rates on your credit and other terms.
Each deal and client scenario is different, we use cutting edge technology that formulates a customized documentation list based on your given circumstances, we also provide clients with a custom client portal to upload these documents into for lender review.
Closing costs on a purchase can range from 1-2% of the purchase price, in most standard purchases lenders require you to have at least 1.5% of the purchase price on top of down payment available for closing costs.
Our services are normally free, we are compensated from the lender for sourcing the business from you as the client. In some cases with alternative and private financing, fees may apply.
Mortgage rates are based on a variety of factors including income, credit & down payment. We will advise on the best rate available for your scenario.
With Over 100 Google Reviews We Maintain A 5 Star Rating
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Working with Jason Boucher to re-mortgage our home was an exceptional experience! His dedication to the process from the beginning to the end was evident in his immediate responsiveness and willingness to go above and beyond. His professionalism, dedication and expertise made navigating the refinance process seamless and easy. We really felt “taken care of”. I highly recommend his services to anyone in need of a mortgage broker.
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Sandro helped my wife and I get our first mortgage. After being let down by the unprofessionalism of 2 other mortgage brokers, Sandro secured our mortgage with no problems. He is very professional and thorough. He always responded to any questions we had promptly. He worked with us and kept us up to date with everything going on. This made the process stress free and easy for us. I will absolutely recommend his services to anyone who needs a mortgage broker in the future. Thank you for all of your hard work Sandro!
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We officially purchased our first home and moved in this weekend! Sandro has helped with the entire process, and made it smooth for us. We started dealing with Sandro months ago with him giving us advice on what we can do to make our credit look better and ways to increase it. He checked in with us the entire time and was always readily available to help. As the time went on, and it was finally time to start actually getting our stuff together he was there every step of the way.
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Had the opportunity to work with Joel Bowman – what a smooth process everything was. Communication was on point and he answered all my questions. He worked very hard to find me the lowest mortgage rate for my mortgage renewal. Highly recommend it!
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The quality of Joel’s work is top notch. I had a small mortgage and I feel I received the same service as those with large mortgages. Joel obtained a great rate for me and I am in a better mortgage position than I was previously! He also has great communication skills. I’ll be calling Joel again one day. Thank you Joel.
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Trevor has been a godsend in explaining everything to do with mortgaging and refinancing. He breaks it down and takes the time to explain the options and every step of the process. His firsthand experience with investment properties allows him to provide perspective on which of the multiple avenues would best benefit his clients. I would 110% recommend working with Trevor any day!
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Trevor is hands down the best mortgage broker that I have ever worked with. He listens and comes up with many possible options as to how to move forward. He is honest, direct, detail-oriented and genuinely wants to find the best mortgage for you. Trevor shows a tremendous amount of empathy and compassion as there is a lot involved in borrowing money, especially in today’s market.
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My husband and I recently became first-time homeowners, and we were incredibly fortunate to be referred to work with Craig and Lindsay at The Mortgage Coach Orillia (TMC). This dynamic duo did not disappoint! From the outset, Craig and Lindsay demonstrated an exceptional level of expertise and overall support. Navigating the housing market for the first time brought an abundance of questions and unknowns that were addressed with care and ease.
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I can’t even articulate how EASY this was, seamless and no stress!! Craig was so readily available, transparent and KNOWLEDGEABLE. Lindsay was so kind and never made me feel silly for asking questions. She’s a real one! A dream team for sure. We got a home we never thought we could and have money in our pockets to boot!! We will never work with anyone else except Craig and his team and will forever rant, rave and recommend!